GET MORE MONEY FOR YOUR DOWN PAYMENT

SIGN UP FOR FREE

With HomeFundIt™, you can easily receive gift money from family, friends, or anyone who wants to help you buy a home. Build a larger down payment  faster, and get into your dream home sooner.

Receive Mortgage Gift Funds Online

Sending and receiving down payment gift money used to be a hassle. HomeFundIt makes it easy for parents, relatives, or friends to gift funds to you, online with a credit or debit card. 

Make a Bigger Down Payment

When it's easier for more people to help, you can build up a larger down payment. A larger down payment can mean a lower interest rate and a lower monthly mortgage payment.

No Fees or Commissions

There's no cost to anyone to use HomeFundIt and the $5,000 per-donor limit falls well below the IRS Federal Gift Tax Exclusion.

“There’s a lot of people in your life who want to help you, and you don’t even know it.” - Hannah S.


“It’s oftentimes difficult to enter into the home market as a first-time buyer, and HomeFundIt really helps make this possible” - Megan B.


“In a very short period of time, using HomeFundIt, we were completely funded for buying the house.” - Jeff S.


You can create your HomeFundIt account in just a few minutes. Just answer a few questions about yourself and your home buying plans. You'll then be able to start using HomeFundIt.

HomeFundIt helps solve the biggest challenges facing today's home buyers... the down payment.

SIGN UP

What HomeFundIt Users Are Saying

As Seen On
  • Receive down payment gifts online, without fees or financial statements.


  • Increase the size of your down payment by widening your circle of support beyond immediate family, and by making it easier for people to gift funds to you.


  • Get into your home faster and easier, whether you're just starting to save for a down payment or are actively house hunting now.

Getting Started Is Easy

HomeFundIt™ is a service provided by CMG Financial. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal housing lender with corporate office located at 3160 Crow Canyon Road, Suite 400, San Ramon, CA 94583 888-264-4663. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025; AK #AK1820; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Hawaii Mortgage Loan Originator Company License No. HI-1820. Mortgage Servicer License No. MS068. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. Licensed by the Washington Department of Financial Institutions under the Consumer Loan Act No. CL-1820. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. NMLS Consumer Access (www.nmlsconsumeraccess.org).

Got questions? Give us a call at 833-524-9976 to speak to a HomeFundIt representative. 

HomeFundIt makes it easy to receive gift funds for buying a home.

The biggest obstacle to buying a home is the down payment.

GET STARTED

How It Works

  1. Sign up for your free HomeFundIt account.
  2. Set up your HomeFundIt page to share your story, photos, and your down payment goal.
  3. Share your page with parents, relatives, friends, etc. They'll be able send gift funds, online, using a credit or debit card.
  4. Your loan officer will ensure your funds (held in an escrow account until purchase) are applied to your down payment.


 Additionally, first-time home buyers are eligible for a 2-1 match of up to $2,000 or 1% of the purchase price (whichever is less).

HomeFundIt makes it easy to receive gift funds for buying a home.

GET MORE MONEY FOR YOUR DOWN PAYMENT