Receive down payment gifts online, without fees or financial statements.
Increase the size of your down payment by widening your circle of support beyond immediate family, and by making it easier for people to gift funds to you.
Get into your home faster and easier, whether you're just starting to save for a down payment or are actively house hunting now.
To learn more about HomeFundit, visit homefundit.com or view our Frequently Asked Questions.
Got questions? To speak to a HomeFundIt representative, call 833-524-9976. Ready to get started? Click the button below.
HomeFundIt™ is a service provided by CMG Financial. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal housing lender with corporate office located at 3160 Crow Canyon Road, Suite 400, San Ramon, CA 94583 888-264-4663. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025; AK #AK1820; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Hawaii Mortgage Loan Originator Company License No. HI-1820. Mortgage Servicer License No. MS068. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. Licensed by the Washington Department of Financial Institutions under the Consumer Loan Act No. CL-1820. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. NMLS Consumer Access (www.nmlsconsumeraccess.org).
See How Mackenzie Used HomeFundIt to Buy a Home Right Out of College
“It’s oftentimes difficult to enter into the home market as a first-time buyer, and HomeFundIt really helps make this possible”
- Megan B., HomeFundIt Buyer
“In a very short period of time, using HomeFundIt, we were completely funded for buying the house.”
- Jeff S., HomeFundIt Buyer
Get Over the Down Payment Hurdle in a Big Way
Purchase
A bigger down payment can help reduce mortgage costs and get you into your dream home sooner.
Many first-time home buyers get down payment help from their parents or other family. The process is called "gifting" and it's one of the best ways to increase the size of your down payment.
Traditional down payment gifting is clunky and cumbersome, requiring gift letters and financial statements.
HomeFundIt makes the process super-easy because it's all online and there's no paperwork. It's also free to both the gifter and giftee.
Down payment gifts can be made as easily as making an online purchase. This allows more people in your personal network to give a gift that truly keeps on giving!
As Seen On
HomeFundItTM is a one-of-a-kind platform that makes is easy to increase the size of your down payment.
Buy A Home Sooner With A Bigger Down Payment
HomeFundIt is similar to crowdfunding except it is exclusively for a down payment on a home. It makes it easy for family, friends, co-workers, wedding guests... anyone in your personal network to support your goal of homeownership.
HomeFundIt connects directly to your social media, so you can share your homeownership goal with others. Down payment gifts can easily be sent using a credit or debit card, via a shared link.
There is no limit on how large a down payment you can save and no time limit on when you have to use the funds.
How HomeFundIt Works
Sign Up: The first step is to sign up by creating a free account at homefundit.com/signup
Set Up: Easily create your page to tell your home buying story. You can add photos and track your progress.
Share: Let family, friends, co-workers, or anyone you want know about you goal and encourage them to support you.
Purchase: When you're ready to buy a home, your funds are applied to your purchase. We also offer a grant to help with closing costs.
HomeFundIt offers other ways to increase your down payment or get money to help with closing costs.
$2,000 Closing Cost Grant
First-time home buyers can earn a 2-for-1 match for every down payment gift dollar your receive, up to $2,000 or 1% of the purchase price (whichever is less).
You can also earn up to $10 every time you or someone else shares your HomeFundIt page link on social media ($10 per share, per day).
UpIt Shopping Rewards
Earn additional money toward your down payment through the UpIt shopping program, when you make online purchases at retailers like Target, Walmart, and Home Depot.
Buy A Home Sooner With A Bigger Down Payment
“There’s a lot of people in your life who want to help you, and you don’t even know it.”
- Hannah S., HomeFundIt Buyer
With a bigger down payment, you may be able to:
Get a smaller mortgage.
Qualify for a lower interest rate.
Avoid having to pay mortgage insurance.
So easy to use.
1) Set up your HomeFundIt page and choose your down payment goal.
2) Easily share your page (social media, email, etc.) with anyone who might support your goal.
3) Gits are made online using a credit or debit card. The money remains in a holding account until you buy a home.
That's it! There are no costs to you or to the people who contribute. No taxes either.